Companies which use Synchrony Bank

Synchrony Bank is a major bank that uses many companies.

Sam’s club

Synchrony Bank is the issuer of Sam’s Club MasterCard and credit card. If you are a member of Sam’s Club, you can earn up to 5% back with Sam’s Club. ..

Lowes

Lowe’s credit card is the issuer of the Lowe’s Advantage credit card. The card has an APR of 26.99%. You can use the card in-store only, and there are no annual fees. The Lowe’s Advantage credit card has a 5% discount when you shop with it.

Verizon

Verizon’s credit card is the producer of the synchrony bank credit card. The synchrony bank card can be used to save on their everyday bills. There are no annual fees and you can get up to $100 credit upon approval. The 4% off every purchase is also available.

Rakuten

Rakuten has issued a visa credit card with a 3% cashback offer on qualifying purchases and online purchases using their portal. There are no annual fees for the use of this credit card.

Cathay Pacific 

Synchrony Bank has issued Cathay Pacific Airways a Visa credit card. You can earn Asia Miles, dine, and make purchases. You get priority discounts on flight and travel awards and there are no foreign transaction fees on purchases made with your Visa credit card. You pay an annual fee of $95 per annum. ..

American eagle outfitters

Synchrony bank issues the Visa credit card of American outfitters. You earn points for every dollar spent using the credit card. There is no annual fees. They charge a late payment fee of $40 after a Grace period of 23 days. ..

Ashley

Synchrony bank offers Ashley Advantage credit cards that can be used in stores to make purchases. There is a 38% charge on late payment. For every $2500 spent, you get $50 off using their credit card. ..

Guitar Center

The Sync Bank Gear Card is a new credit card that offers members 5% cashback on leading musical instruments and a rewards program. The card has a 0% annual fee and payment options that include flexible payment methods. The cardholder gets 5% cashback on leading musical instruments, as well as $10 certificates for every $1000 spent. The late fees are charged at an annual rate of $39.

Banana republic

Banana Republic’s credit card has a 700 credit score. Synchrony bank issues customers of Banana republic with a Visa credit card, Gap inc. signature credit card and a rewards credit card which give new members 20% discount off their first purchase provided they make use of it in 14 days. You can use your store credit card at Gap inc. stores like Gap, Old Navy and Athleta. It is acceptable at Visa cards payment points.

The synchronization bank competitors include Wells Fargo, Citi Bank, Capital one, American Express, and Bread Financial holdings.

Competitive advantage

Synchrony Bank has a competitive advantage over other banks because of their high interest rates on savings, money market and certificate of deposit investments. Being an online bank gives their customers access to their account at any time.

Summary

Synchrony Bank is a financial service provider that offers flexible payment options through the choice of retailer. Besides their product offerings, their Visa and MasterCard from companies can be used anywhere Visa and MasterCard is accepted. ..

synchrony bank does credit checks

Yes, they do credit checks and you must score a minimum of 640.

Synchrony Bank card is issued at the bank.

After approval, the cards are usually issued in store.

Consumers have voiced major complaints about the Synchrony Bank credit card, including that it is difficult to use and has high interest rates. ..

The credit card industry is booming, with people spending more and more money on cards. But some people are getting overcharged on their cards, and this is causing them to lose money.