When you attempt to pay someone using Apple Pay, it may show that the payment is pending because the other person has not yet accepted your payment. This can happen for a few reasons, such as if they haven’t seen your payment request yet, if their bank is slow to process payments, or if their Apple Pay account needs to be verified for transactions of more than 500$. ..

How does Apple Pay operate? What is it?

Apple Pay is a contactless payment system that uses Near Field Communication (NFC) technology to interact with payment terminals. Customers can make purchases by holding their smartphone up to the terminal and it will be processed.

Despite not all merchants now accepting Apple Pay, it is still a highly practical and safe way to make payments. The fact that not all merchants now accept Apple Pay is a possible disadvantage of utilizing it. Additionally, in order to use Apple Pay, you must own an iPhone 6 or later, an iPad Pro, an iPad Air 2, or an Apple Watch.

Apple Pay shows ‘pending’ for a payment

-The payment was not processed because you did not have enough money on your card

The recipient has not accepted your payment yet. 

If you have sent money to a merchant and they have not yet acknowledged your payment, it may be because they are using an Apple Pay app and manual accepting of payment is not enabled. If this is the case, you can try disabling the app’s manual accepting feature by going to your Apple account settings and selecting the “Apple Pay” tab. Once there, you can select “Manual Accepting of Payment” under the “Payment Methods” section.

If you have sent a payment to someone and they do not respond to your messages or return your calls, try calling them and asking them about the payment. You can also propose they set their payment settings to ‘Automatically Accept Payments’ so this does not happen again in the future.

To modify the payment settings on your account, follow these steps:

  1. Log in to your account at www.paypal.com.
  2. Click on My Account in the top left corner of the page.
  3. Under Payment Settings, click on Edit Payment Settings.
  4. Under Credit Card Type, select a payment method from the list and click Change Method.
  5. Enter your card number, expiration date, and security code and click Save Changes.
  6. Click on Done to save your changes and return to the My Account page. ..

Troubleshoot your network congestion

  1. Make sure your internet connection is working properly by checking your speed and status online.
  2. If you’re experiencing problems with your internet connection, try refreshing your browser and/or downloading a new app.
  3. If you still can’t get through, call your ISP or cable company to see if they can help you out.

If you are having trouble connecting to the internet or completing Apple Pay transactions, try restarting your router. This can help refresh its tasks and memories and fix any problems. You can also connect to a different network or pause all downloads to give you the best possible connection. ..

Apple Services or Bank Servers are down.

Apple’s servers and your Bank’s servers need to be regularly scheduled for maintenance now and then. Either of their servers experiencing a downtime may be the cause that your payment is pending. Servers usually are not down for more than an hour, be patient. Server downtimes may also be caused by major power outages among other technical difficulties.

If you’re having trouble paying for something with Apple Pay, it might be a good idea to cancel the payment. This is only a good idea if the money hasn’t already been debited from your account since, if it already has, it might take up to three days for the money to be refunded to your account.

Conclusion

Apple Pay is a convenient and trustworthy app that allows you to pay merchants quickly, and easily. Sometimes, the payment will show as ‘pending’; Don’t panic, be patient. Apple Pay shows pending most commonly because the merchant you are sending the money to, has not acknowledged your payment manually. Your network can also be a problem as Apple Pay requires a good Wi-Fi or mobile data internet connection to send and receive money. The merchant having turned on manual accepting of payments can be annoying, especially if they forget to check their Apple Pay. If the payment fails the money will be sent back to your account within three days.

An Apple Pay payment remains “pending” for a certain amount of time after being made. This amount can be determined by the bank or card issuer when the payment is first processed.

If you have an Apple Pay payment that has been pending for more than a week, please contact the recipient or your bank to inquire further. ..